{"id":1197,"date":"2024-01-28T21:03:06","date_gmt":"2024-01-29T02:03:06","guid":{"rendered":"https:\/\/inmigracionlegalus.com\/?p=1197"},"modified":"2024-01-28T21:11:31","modified_gmt":"2024-01-29T02:11:31","slug":"elementor-1159-2","status":"publish","type":"post","link":"https:\/\/inmigracionlegalus.com\/en\/elementor-1159-2\/","title":{"rendered":"\u00bfC\u00f3mo tener casa propia en EE.UU?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1197\" class=\"elementor elementor-1197\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37c1d87 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37c1d87\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d61d84a\" data-id=\"d61d84a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4647d26 elementor-widget elementor-widget-spacer\" data-id=\"4647d26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b6d4e6f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6d4e6f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2cd4864\" data-id=\"2cd4864\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da694dd elementor-widget elementor-widget-heading\" data-id=\"da694dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfConoces los requisitos que debe cumplir un latino para comprar una casa en Estados Unidos?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9b736a elementor-widget elementor-widget-text-editor\" data-id=\"c9b736a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Para muchos inmigrantes latinos, adquirir una casa en Estados Unidos marca un hito importante hacia la estabilidad y la realizaci\u00f3n del &#8220;sue\u00f1o americano&#8221;. Aunque el proceso puede ser m\u00e1s sencillo para aquellos con una green card, es posible comprar una vivienda sin este requisito.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4df889d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4df889d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a3b2265\" data-id=\"a3b2265\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c1676f elementor-widget elementor-widget-text-editor\" data-id=\"2c1676f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En Estados Unidos, <strong>la comunidad latina es abundante<\/strong>, destacando en estados como California, Texas y Florida por sus habilidades y talento. Independientemente de tus estudios o experiencia previa, hay oportunidades laborales dise\u00f1adas para apoyarte y brindarte la posibilidad de ganar m\u00e1s de 100,000 d\u00f3lares al a\u00f1o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3451b33 elementor-widget elementor-widget-image\" data-id=\"3451b33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/inmigracionlegalus.com\/wp-content\/uploads\/2024\/01\/familia-feliz-perro-mudandose-nuevo-hogar-1024x683.jpg\" class=\"attachment-large size-large wp-image-1200\" alt=\"\" srcset=\"https:\/\/inmigracionlegalus.com\/wp-content\/uploads\/2024\/01\/familia-feliz-perro-mudandose-nuevo-hogar-1024x683.jpg 1024w, https:\/\/inmigracionlegalus.com\/wp-content\/uploads\/2024\/01\/familia-feliz-perro-mudandose-nuevo-hogar-300x200.jpg 300w, https:\/\/inmigracionlegalus.com\/wp-content\/uploads\/2024\/01\/familia-feliz-perro-mudandose-nuevo-hogar-768x512.jpg 768w, https:\/\/inmigracionlegalus.com\/wp-content\/uploads\/2024\/01\/familia-feliz-perro-mudandose-nuevo-hogar-1536x1024.jpg 1536w, https:\/\/inmigracionlegalus.com\/wp-content\/uploads\/2024\/01\/familia-feliz-perro-mudandose-nuevo-hogar-2048x1366.jpg 2048w, https:\/\/inmigracionlegalus.com\/wp-content\/uploads\/2024\/01\/familia-feliz-perro-mudandose-nuevo-hogar-650x433.jpg 650w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Fotograf\u00eda: Freepik<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fac877c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fac877c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52df8e4\" data-id=\"52df8e4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd5dbae elementor-widget elementor-widget-text-editor\" data-id=\"dd5dbae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Seg\u00fan destaca la plataforma &#8220;Tr\u00e1mites USA&#8221;, la ciudadan\u00eda estadounidense o una green card no son indispensables, <strong>pero pueden facilitar el proceso<\/strong>, especialmente al solicitar un pr\u00e9stamo bancario. El m\u00e9todo m\u00e1s directo para evitar procedimientos prolongados es contar con el monto total en efectivo. No obstante, dadas las dificultades financieras, la mayor\u00eda de los inmigrantes recurre a hipotecas. Para ello, es esencial tener una puntuaci\u00f3n crediticia m\u00ednima de 720, preferiblemente superior a 780, y contar con al menos el 20% del precio total de la casa como pago inicial. Tener una green card reduce este porcentaje al 3%.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a264b2f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a264b2f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-232caf8\" data-id=\"232caf8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-557fd3a elementor-widget elementor-widget-text-editor\" data-id=\"557fd3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los requisitos clave para solicitar una hipoteca incluyen un historial crediticio s\u00f3lido, <strong>un estatus labora<\/strong>l y una fuente de ingresos constante durante tres a\u00f1os en Estados Unidos. Adem\u00e1s, la Federal Housing Administration (FHA) brinda apoyo financiero a trav\u00e9s de pr\u00e9stamos para aquellos que cumplen con los criterios establecidos por el gobierno.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0f37c5d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0f37c5d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17a7b30\" data-id=\"17a7b30\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d345a6 elementor-widget elementor-widget-text-editor\" data-id=\"2d345a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En cuanto a los bancos, seg\u00fan foros de migraci\u00f3n, se destacan Bank of America, Wells Fargo y Freedom Mortgage como las mejores opciones para solicitar pr\u00e9stamos, ofreciendo tasas de inter\u00e9s m\u00e1s bajas en comparaci\u00f3n con otras entidades.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-06e619c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"06e619c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9f57531\" data-id=\"9f57531\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b834aa elementor-widget elementor-widget-text-editor\" data-id=\"1b834aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">El monto necesario var\u00eda seg\u00fan la ubicaci\u00f3n, ya que en algunas ciudades, una vivienda tiene un valor aproximado de U$D 467,000, lo que implica que un inmigrante latino necesitar\u00eda alrededor de U$D 80,000 para iniciar el proceso de compra. Con estos elementos, los inmigrantes latinos pueden encaminarse hacia la realizaci\u00f3n de su &#8220;sue\u00f1o americano&#8221; a trav\u00e9s de la adquisici\u00f3n de una casa en Estados Unidos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a14fad0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a14fad0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7aaec91\" data-id=\"7aaec91\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c4a8e84 elementor-widget elementor-widget-spacer\" data-id=\"c4a8e84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b970a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b970a4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47c5d0b\" data-id=\"47c5d0b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-009eed1 elementor-widget elementor-widget-heading\" data-id=\"009eed1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00a1Cont\u00e1ctanos! Nosotros te ayudamos a hacer tu vida y tus sue\u00f1os realidad en Estados Unidos<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Los requisitos clave para solicitar una hipoteca incluyen un historial crediticio s\u00f3lido, un estatus laboral y una fuente de ingresos constante durante tres a\u00f1os en Estados Unidos. Adem\u00e1s&#8230;<\/p>","protected":false},"author":3,"featured_media":1196,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1197","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria"],"_links":{"self":[{"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/posts\/1197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/comments?post=1197"}],"version-history":[{"count":5,"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/posts\/1197\/revisions"}],"predecessor-version":[{"id":1204,"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/posts\/1197\/revisions\/1204"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/media\/1196"}],"wp:attachment":[{"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/media?parent=1197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/categories?post=1197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/inmigracionlegalus.com\/en\/wp-json\/wp\/v2\/tags?post=1197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}